Gail Cunningham Quotes

"These taxpayers have gone all year without the money money they unnecessarily overpaid to the government to begin with and suddenly they are in a hurry to get it back. But even a cash advance on a credit card is more attractive than a RAL at these rates if they are that hard up for cash."

"Nobody plans to dig themselves into a financial hole, but going into Christmas 2005 many people were still paying for Christmas 2004."

"And one thing can be disaster, a flat tire or high energy prices."