Ed Groshans Quotes

"You had good growth in the cards in force, you had good average spend on the cards, and the discount rate held in there steady. And they're still investing in their marketing programs. They still think there are attractive opportunities out there."

"It's those incremental time savings that these merchants are looking for. They may lose sales if the lines are too long."

"It was a great quarter and the stock rallied hard on that,"